(503)-838-4006 office@kinsuregroup.com

individual & Family Insurance

If you are self employed, work for a small employer that doesn’t offer benefits, if you want to retire early or if you just lost your job and employer benefits, we are here to help.

The America Rescue Plan Act, just passed in April of 2021, generously expands the amount of financial help available to anyone who purchases their own health insurance. The ACA already eliminated pre-existing conditions, expanded preventive and essential benefits and offered help paying for premium. The ARPA expands the number of Americans eligible for help paying for health insurance by lifting the income ceiling at the same time increases the amount of help to truly make individual coverage more affordable and more accessible to more of us.

Open Enrollment for 2022 coverage is coming soon!

  • Do you qualify for help paying your monthly insurance premium?
  • Are you wanting to comparison shop your current plan to maximize the premium dollars you spend?
  • Are you wanting to retire early, or pursue a new career and worried about health insurance?

Now is the time to contact K Insurance Group for free, no obligation help!

Small Business

Do you currently offer health insurance to your employees? Are they happy? Are you happy? Do you have the best plan options for your employees and for your bottom line?

What happens if a valuable employee gets sick and misses work? Did you know that you could be offering short- and long-term disability coverage to replace their income when they cannot work due to sickness or injury? The premiums are more affordable than you think, and the potential benefits are priceless.

How many of your employees have life insurance to protect their families? One of the most affordable benefits employers can offer is group life insurance. For a few dollars a month you could be the knight in shining armor for your employee’s family in the event of a tragedy.

Are you an employer who currently does not offer health insurance? Are you losing employees or having difficulty hiring new employees? How much would it cost? What plans are available?

Now is the time to contact K Insurance Group for the help you need.

Life Insurance

  • Do you have the appropriate amount of life insurance to protect your family? Are your beneficiaries up to date?
  • Do you have CDs or savings intended to pass on to your beneficiaries that is earning little or no interest?
  • Do you know the difference between term and permanent life insurance? Do you understand how the cost of life insurance is calculated?
  • Have you considered starting life insurance for your children, grandchildren, or great grandchildren?
  • Do you worry about leaving your kids with bills for funeral and final expenses?
  • Did your tax advisor suggest you set up an IRA?
  • Do you have existing funds in a 401k that have been left with an old employer?
How many of your employees have life insurance to protect their families? One of the most affordable benefits employers can offer is group life insurance. For a few dollars a month you could be the knight in shining armor for your employee’s family in the event of a tragedy.

Are you an employer who currently does not offer health insurance? Are you losing employees or having difficulty hiring new employees? How much would it cost? What plans are available?

Now is the time to contact K Insurance Group for the help you need.

Medicare

Aging into Medicare? Working Past Age 65?
Recently Eligible due to Disability?

You have so many questions, have heard so many “facts” and gotten so many phone calls and stacks of mail. We understand and we are here to help.

Why is it so confusing? Why are their two parts to Medicare? What is the difference between A&B? When and why do I need to enroll? What if I want to keep working past age 65? What is the difference between a Medicare Supplement and a Medicare Advantage plan? Which is right for me? What is the Donut Hole? The Coverage Gap? What are all those letters about? Can I keep my doctor?

We can explain it all – why 1960’s history matters – you really do need to know this! We know the rules, the answers and can help you, personally. You matter. Your medical and prescription needs matter. Where you access health care matters.

At K Insurance Group we meet with our clients in person and by appointment only. These days that in person meeting may be virtual if you choose. But we talk with you directly. We explain and answer all your questions. We listen, we find the best solution. We take care of the enrollment. We stay with you -as your needs change, as time changes. Each year, companies are bringing new plans and new benefits. We have close working relationships with all our carriers, and we know what is coming each year. Surprisingly, we also know more than the tv ads! Because we work with you in our local community and Statewide in Oregon. We know what options are available to you.

Now is the time to contact K Insurance Group for the help you need.

individual & Family Insurance

If you are self employed, work for a small employer that doesn’t offer benefits, if you want to retire early or if you just lost your job and employer benefits, we are here to help.

The America Rescue Plan Act, just passed in April of 2021, generously expands the amount of financial help available to anyone who purchases their own health insurance. The ACA already eliminated pre-existing conditions, expanded preventive and essential benefits and offered help paying for premium. The ARPA expands the number of Americans eligible for help paying for health insurance by lifting the income ceiling at the same time increases the amount of help to truly make individual coverage more affordable and more accessible to more of us.

New Expanded Open Enrollment Period

now until August 15, 2021

• Do you qualify for more affordable health insurance?
• Are you enrolled in the best plan to maximize the premium dollars you are spending?
• Are you wanting to retire or pursue a new career and worried about health insurance?

Now is the time to contact K Insurance Group for the help you need. Now is the time to tell your friends and family who need help to call us.

Small Business

Do you currently offer health insurance to your employees? Are they happy? Are you happy? Do you have the best plan options for your employees and for your bottom line?

What happens if a valuable employee gets sick and misses work? Did you know that you could be offering short- and long-term disability coverage to replace their income when they cannot work due to sickness or injury? The premiums are more affordable than you think, and the potential benefits are priceless.

How many of your employees have life insurance to protect their families? One of the most affordable benefits employers can offer is group life insurance. For a few dollars a month you could be the knight in shining armor for your employee’s family in the event of a tragedy.

Are you an employer who currently does not offer health insurance? Are you losing employees or having difficulty hiring new employees? How much would it cost? What plans are available?

Now is the time to contact K Insurance Group for the help you need.

Life Insurance

  • Do you have the appropriate amount of life insurance to protect your family? Are your beneficiaries up to date?
  • Do you have CDs or savings intended to pass on to your beneficiaries that is earning little or no interest?
  • Do you know the difference between term and permanent life insurance? Do you understand how the cost of life insurance is calculated?
  • Have you considered starting life insurance for your children, grandchildren, or great grandchildren?
  • Do you worry about leaving your kids with bills for funeral and final expenses?
  • Did your tax advisor suggest you set up an IRA?
  • Do you have existing funds in a 401k that have been left with an old employer?
How many of your employees have life insurance to protect their families? One of the most affordable benefits employers can offer is group life insurance. For a few dollars a month you could be the knight in shining armor for your employee’s family in the event of a tragedy.

Are you an employer who currently does not offer health insurance? Are you losing employees or having difficulty hiring new employees? How much would it cost? What plans are available?

Now is the time to contact K Insurance Group for the help you need.

Medicare

Aging into Medicare? Working Past Age 65?
Recently Eligible due to Disability?

You have so many questions, have heard so many “facts” and gotten so many phone calls and stacks of mail. We understand and we are here to help.

Why is it so confusing? Why are their two parts to Medicare? What is the difference between A&B? When and why do I need to enroll? What if I want to keep working past age 65? What is the difference between a Medicare Supplement and a Medicare Advantage plan? Which is right for me? What is the Donut Hole? The Coverage Gap? What are all those letters about? Can I keep my doctor?

We can explain it all – why 1960’s history matters – you really do need to know this! We know the rules, the answers and can help you, personally. You matter. Your medical and prescription needs matter. Where you access health care matters.

At K Insurance Group we meet with our clients in person and by appointment only. These days that in person meeting may be virtual if you choose. But we talk with you directly. We explain and answer all your questions. We listen, we find the best solution. We take care of the enrollment. We stay with you -as your needs change, as time changes. Each year, companies are bringing new plans and new benefits. We have close working relationships with all our carriers, and we know what is coming each year. Surprisingly, we also know more than the tv ads! Because we work with you in our local community and Statewide in Oregon. We know what options are available to you.

Now is the time to contact K Insurance Group for the help you need.